How Our Home Buying Process Works
At Banks & Key Real Estate, we specialize in buying homes as-is throughout Southern Oregon—including Medford, Grants Pass, Ashland, Central Point, and surrounding areas. Whether you're facing foreclosure, dealing with an inherited property, or own a home that's dated, trashed, or in poor condition—and you just want to sell without the hassle of listing—we make the process simple and stress-free.
Tell us about your property.
No obligations, no pressure—just a quick conversation to understand your situation and see if we’re the right fit. No cleaning, repairs, or staging needed.
​
We Visit the Property
We’ll schedule a quick, judgment-free walkthrough—not a formal inspection—just a simple visit to assess the home’s current condition so we can make you a fair, local-market-based offer.
Receive a Fair, Cash Offer
Get a fast, no-obligation cash offer—usually within 24 hours—based on your home’s condition and local market data. No fees, commissions, or closing costs—just a fair, transparent deal.
Close on Your Timeline
We close on your schedule—whether that’s in 7 days or a few weeks. You set the pace, and we’ll make it work.
How We Determine Your Offer
We create a fair cash offer by evaluating several key factors:
✅ Local Market Conditions & Comparable Sales
We look at recent sales of similar homes in your neighborhood and current market trends in Southern Oregon.
✅ Condition of the Property
During our visit, we’ll do a quick walkthrough—checking the exterior, interior rooms, bathrooms, HVAC system, water heater, and other major areas to assess your home’s condition.
✅ Unique Features & Circumstances
Every home is different. We’ll consider what we’ve learned about your property and tailor our offer accordingly.
We treat each offer with care and transparency—there are no gimmicks or lowballs, just a straightforward evaluation based on facts. After our walkthrough, we’ll explain how our process works and how it fits your specific situation. You’re under no obligation to accept our offer, and there’s no charge for our visit. Getting a cash offer from us is completely free—you can take it or leave it, no pressure. One of our local property specialists—who knows your neighborhood well—may even be able to make you an offer on the spot.
What to Expect During Our Visit
Our no-pressure, no-obligation consultation typically takes about an hour or less. Here's what you can expect:
-
No prep required—you don’t need to clean, repair, or update anything before we arrive
-
We’ll take a quick look at the exterior and interior of your home
-
We'll ask for a tour of major spaces like bedrooms, bathrooms, and utility areas
-
You’ll have a chance to ask questions and get clear answers about the process
We buy homes as-is, so we’re prepared for anything—from well-maintained homes to ones that are dated, damaged, or in rough shape. Our goal is to keep things simple and respectful—no judgment, just a conversation about how we can help.